/* maltiplata — shared guide/article styles. all classes .a- prefixed. */
:root{
  --ink:#0f0f0e; --cream:#f4f1ea; --paper:#fbfaf6;
  --yellow:#e4ff54; --pink:#9db8ff; --lilac:#c7b9ff; --leaf:#7ddca4; --coral:#ff8a5c;
  --accent:var(--yellow);
}
*,*::before,*::after{box-sizing:border-box;min-width:0}
html,body{max-width:100%;overflow-x:hidden}
body{margin:0;background:var(--cream);color:var(--ink);
  font-family:"Archivo",system-ui,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.62}

/* ---------- chrome (matches homepage exactly) ---------- */
.a-nav{position:sticky;top:0;z-index:50;display:flex;align-items:center;
  justify-content:space-between;gap:16px;height:62px;padding:0 36px;
  background:var(--ink);color:var(--cream)}
.a-logo{font-family:"Archivo Black",sans-serif;font-size:20px;letter-spacing:-.01em;
  white-space:nowrap;text-decoration:none;color:var(--cream)}
.a-logo .m{display:inline-block;transform:translateY(-.14em)}
.a-logo .s{color:var(--yellow);margin:0 1px;position:relative;z-index:1}
.a-logo .p{display:inline-block;transform:translateY(.14em)}
.a-navlinks{display:flex;gap:26px;align-items:center;font-weight:500;font-size:14.5px}
.a-navlinks a{text-transform:lowercase;text-decoration:none;color:var(--cream);opacity:.85}
.a-navlinks a:hover{opacity:1;color:var(--yellow)}
.a-navlinks a.a-navcta{background:var(--yellow);color:var(--ink);padding:9px 18px;
  border-radius:8px;font-weight:700;opacity:1}
.a-navlinks a.a-navcta:hover{color:var(--ink);transform:translateY(-1px)}
@media(max-width:820px){.a-nav{padding:0 18px}.a-navlinks a:not(.a-navcta){display:none}}

/* ---------- hero ---------- */
.a-hero{max-width:1100px;margin:8px auto 0;padding:0 22px}
.a-hero-card{background:var(--accent);border:2.5px solid var(--ink);border-radius:20px;
  box-shadow:8px 8px 0 var(--ink);padding:38px 34px}
.a-crumb{font-size:13px;text-transform:lowercase;margin:0 0 18px}
.a-crumb a{color:var(--ink);text-decoration:none;border-bottom:1.5px solid var(--ink)}
.a-kicker{display:inline-block;background:var(--ink);color:var(--cream);border-radius:999px;
  padding:5px 13px;font-size:11.5px;letter-spacing:.09em;text-transform:uppercase;margin:0 0 16px}
.a-hero h1{font-family:"Archivo Black",sans-serif;font-weight:400;
  font-size:clamp(30px,5.2vw,54px);line-height:1.03;letter-spacing:-.022em;
  text-transform:lowercase;margin:0 0 16px;max-width:900px}
.a-dek{font-size:clamp(16px,1.9vw,19.5px);line-height:1.5;margin:0;max-width:720px}
.a-meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin:22px 0 0;
  font-size:12.5px;text-transform:lowercase;opacity:.78}

/* ---------- body ---------- */
.a-wrap{max-width:1100px;margin:0 auto;padding:0 22px 70px;
  display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:52px;align-items:start}
.a-body{max-width:680px;padding-top:44px}
.a-body>p{font-size:17px;margin:0 0 20px}
.a-body h2{font-family:"Archivo Black",sans-serif;font-weight:400;font-size:clamp(21px,2.7vw,28px);
  line-height:1.16;text-transform:lowercase;letter-spacing:-.015em;margin:44px 0 14px;scroll-margin-top:20px}
.a-body h3{font-family:"Archivo Black",sans-serif;font-weight:400;font-size:17.5px;
  text-transform:lowercase;margin:30px 0 10px}
.a-body ul,.a-body ol{padding-left:22px;margin:0 0 20px}
.a-body li{font-size:16.5px;margin-bottom:9px}
.a-body strong{font-weight:700}
.a-body a{color:var(--ink);text-decoration:none;border-bottom:2px solid var(--ink);
  padding-bottom:.5px;font-weight:500;transition:background .12s}
.a-body a:hover{background:var(--accent)}
.a-body a[target="_blank"]::after{content:" ↗";font-size:.82em;opacity:.55;border:0}

/* tl;dr */
.a-tldr{background:var(--ink);color:var(--cream);border-radius:16px;padding:26px 28px;margin:0 0 34px}
.a-tldr-label{font-family:"Archivo Black",sans-serif;font-size:12px;letter-spacing:.11em;
  text-transform:uppercase;margin:0 0 14px;color:var(--accent)}
.a-tldr ul{margin:0;padding-left:19px}
.a-tldr li{font-size:15.5px;margin-bottom:10px;line-height:1.5}
.a-tldr li:last-child{margin-bottom:0}
.a-tldr a{color:var(--cream);border-bottom-color:var(--accent)}
.a-tldr a:hover{background:transparent;color:var(--accent)}

/* callout */
.a-call{border:2.5px solid var(--ink);border-radius:14px;padding:22px 24px;margin:32px 0;
  background:var(--paper);box-shadow:5px 5px 0 var(--ink)}
.a-call-label{font-family:"Archivo Black",sans-serif;font-size:11.5px;letter-spacing:.1em;
  text-transform:uppercase;margin:0 0 10px}
.a-call p{margin:0 0 12px;font-size:16px}
.a-call p:last-child{margin-bottom:0}
.a-call--accent{background:var(--accent)}

/* number strip */
.a-nums{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin:30px 0}
.a-num{border:2.5px solid var(--ink);border-radius:14px;padding:18px;background:var(--paper)}
.a-num-big{font-family:"Archivo Black",sans-serif;font-size:27px;line-height:1;margin:0 0 7px}
.a-num-cap{font-size:12.5px;line-height:1.42;margin:0;opacity:.8}

/* table */
.a-tablewrap{overflow-x:auto;margin:28px 0;border:2.5px solid var(--ink);border-radius:14px;background:var(--paper)}
.a-table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:440px}
.a-table th,.a-table td{padding:13px 15px;text-align:left;border-bottom:1.5px solid rgba(15,15,14,.14)}
.a-table th{font-family:"Archivo Black",sans-serif;font-weight:400;font-size:12.5px;
  text-transform:lowercase;background:var(--ink);color:var(--cream);border-bottom:0}
.a-table tr:last-child td{border-bottom:0}
.a-table td:first-child{font-weight:600}

/* faq */
.a-faq{margin:40px 0 0}
.a-faq details{border:2.5px solid var(--ink);border-radius:12px;background:var(--paper);
  padding:0;margin-bottom:11px;overflow:hidden}
.a-faq summary{cursor:pointer;padding:16px 20px;font-weight:600;font-size:15.5px;list-style:none;
  display:flex;justify-content:space-between;gap:14px;align-items:center}
.a-faq summary::-webkit-details-marker{display:none}
.a-faq summary::after{content:"+";font-family:"Archivo Black",sans-serif;font-size:19px;flex:none}
.a-faq details[open] summary::after{content:"–"}
.a-faq details[open] summary{border-bottom:1.5px solid rgba(15,15,14,.14)}
.a-faq-a{padding:15px 20px 19px;font-size:15.5px}
.a-faq-a p{margin:0 0 11px}
.a-faq-a p:last-child{margin:0}

/* sources */
.a-src{margin:44px 0 0;padding-top:24px;border-top:2.5px solid var(--ink)}
.a-src h2{font-size:16px!important;margin:0 0 12px!important}
.a-src ol{padding-left:20px;margin:0}
.a-src li{font-size:13.5px;margin-bottom:8px;opacity:.9}

/* sidebar */
.a-side{padding-top:44px;position:sticky;top:20px}
.a-side-box{border:2.5px solid var(--ink);border-radius:14px;padding:20px;margin-bottom:18px;background:var(--paper)}
.a-side-label{font-family:"Archivo Black",sans-serif;font-size:11.5px;letter-spacing:.1em;
  text-transform:uppercase;margin:0 0 13px}
.a-toc{list-style:none;margin:0;padding:0}
.a-toc li{margin-bottom:9px;font-size:13.5px;line-height:1.38}
.a-toc a{color:var(--ink);text-decoration:none;opacity:.78}
.a-toc a:hover{opacity:1;text-decoration:underline}
.a-side-box--cta{background:var(--accent)}
.a-side-box--cta p{font-size:14px;margin:0 0 14px}
.a-btn{display:block;text-align:center;background:var(--ink);color:var(--cream);
  border-radius:999px;padding:12px 16px;text-decoration:none;
  font-family:"Archivo Black",sans-serif;font-size:13.5px;text-transform:lowercase}
.a-btn:hover{opacity:.87}

/* related */
.a-rel{max-width:1100px;margin:0 auto;padding:0 22px 70px}
.a-rel h2{font-family:"Archivo Black",sans-serif;font-weight:400;font-size:22px;
  text-transform:lowercase;margin:0 0 18px}
.a-rel-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.a-rel-card{border:2.5px solid var(--ink);border-radius:14px;padding:20px;text-decoration:none;
  color:var(--ink);box-shadow:5px 5px 0 var(--ink);display:flex;flex-direction:column;gap:12px;
  transition:transform .12s,box-shadow .12s}
.a-rel-card:hover{transform:translate(-2px,-2px);box-shadow:7px 7px 0 var(--ink)}
.a-rel-kind{font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;
  background:var(--ink);color:var(--cream);border-radius:999px;padding:4px 10px;align-self:flex-start}
.a-rel-title{font-family:"Archivo Black",sans-serif;font-size:16px;text-transform:lowercase;line-height:1.16;flex:1}
.a-rel-go{font-size:13px}

/* footer */
.a-foot{background:var(--ink);color:#f4f1eaa6;padding:26px 36px 34px;
  font-size:12px;line-height:1.6;margin-top:60px;text-align:left}
.a-foot a{color:#f4f1eadd;text-decoration:none;font-weight:600}
.a-foot a:hover{color:var(--yellow)}
.a-foot .a-disc{max-width:720px;margin:0 0 12px}
@media(max-width:640px){.a-foot{padding:22px 18px 30px}}
.a-disc{max-width:660px;margin:0 auto 12px;font-size:12px;opacity:.72;line-height:1.5}

@media(max-width:900px){
  .a-wrap{grid-template-columns:1fr;gap:0}
  .a-side{position:static;padding-top:8px;order:2}
  .a-body{padding-top:32px;max-width:none}
  .a-hero-card{padding:28px 22px}
}


/* ---------- library / index pages (canonical: used by /guides/ and /topics/) ---------- */

.l-head{max-width:1100px;margin:8px auto 0;padding:0 22px}
.l-head h1{font-family:"Archivo Black",sans-serif;font-weight:400;font-size:clamp(32px,6vw,58px);
  line-height:1;letter-spacing:-.022em;text-transform:lowercase;margin:0 0 12px}
.l-sub{font-size:17px;max-width:620px;margin:0 0 26px}
.l-tools{max-width:1100px;margin:0 auto;padding:0 22px;display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.l-search{flex:1;min-width:230px;display:flex;align-items:center;gap:9px;background:var(--paper);
  border:2.5px solid var(--ink);border-radius:999px;padding:11px 18px}
.l-search input{flex:1;border:0;background:transparent;font:inherit;font-size:15px;color:var(--ink);outline:none;min-width:0}
.l-filters{display:flex;gap:8px;flex-wrap:wrap}
.l-fbtn{border:2.5px solid var(--ink);border-radius:999px;background:transparent;cursor:pointer;
  padding:10px 16px;font-family:"Archivo Black",sans-serif;font-size:12.5px;text-transform:lowercase;color:var(--ink)}
.l-fbtn.on{background:var(--ink);color:var(--cream)}
.l-count{max-width:1100px;margin:0 auto;padding:20px 22px 0;font-size:13.5px;opacity:.72}
.l-grid{max-width:1100px;margin:0 auto;padding:14px 22px 70px;
  display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.l-card{border:2.5px solid var(--ink);border-radius:16px;padding:20px;text-decoration:none;color:var(--ink);
  box-shadow:5px 5px 0 var(--ink);display:flex;flex-direction:column;gap:11px;
  transition:transform .12s,box-shadow .12s}
.l-card:hover{transform:translate(-2px,-2px);box-shadow:7px 7px 0 var(--ink)}
.l-card--soon{opacity:.6;pointer-events:none;box-shadow:none}
.l-kind{font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;background:var(--ink);
  color:var(--cream);border-radius:999px;padding:4px 10px;align-self:flex-start}
.l-title{font-family:"Archivo Black",sans-serif;font-size:17px;text-transform:lowercase;line-height:1.15}
.l-blurb{font-size:13.5px;line-height:1.48;flex:1}
.l-go{font-size:13px;font-weight:600}
.l-empty{max-width:1100px;margin:0 auto;padding:10px 22px 70px;font-size:15px}


/* ---------- numbered step lists (topic pages) ---------- */
.a-steps-list{counter-reset:astep;list-style:none;padding:0;margin:18px 0}
.a-steps-list>li{position:relative;padding-left:46px;margin:0 0 18px;counter-increment:astep}
.a-steps-list>li::before{content:counter(astep);position:absolute;left:0;top:-1px;
  width:32px;height:32px;background:var(--accent);border:2.5px solid var(--ink);
  border-radius:50%;display:grid;place-items:center;font-weight:700;font-size:14.5px}

/* ============================================================
   playful details on the coloured headline boxes
   ============================================================ */
.a-hero-card{position:relative;overflow:hidden}

/* soft dot texture in the corner of every article hero */
.a-hero-card::after{
  content:"";position:absolute;right:-40px;top:-40px;width:230px;height:230px;
  background-image:radial-gradient(circle, rgba(15,15,14,.13) 2.2px, transparent 2.4px);
  background-size:15px 15px;transform:rotate(-8deg);pointer-events:none;
}
/* a hand-drawn underline swoop under the h1 */
.a-hero-card h1{position:relative;display:block;width:fit-content;max-width:100%}
.a-hero-card h1::after{
  content:"";position:absolute;left:0;right:0;bottom:-9px;height:8px;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 240 10' preserveAspectRatio='none'%3E%3Cpath d='M2 7 C 60 1, 120 9, 238 3' stroke='%230f0f0e' stroke-width='3' fill='none' stroke-linecap='round' opacity='.55'/%3E%3C/svg%3E") no-repeat;
  background-size:100% 100%;pointer-events:none;
}
/* the kicker becomes a tilted sticker */
.a-hero-card .a-kicker{
  transform:rotate(-1.6deg);
  border:2px solid var(--ink);
  box-shadow:2px 2px 0 rgba(15,15,14,.35);
  margin-bottom:6px;
}
/* confetti seeds scattered on the hero */
.a-hero-card .a-dek{position:relative}
.a-hero-card .a-dek::after{
  content:"";position:absolute;right:-6px;bottom:-30px;width:78px;height:34px;
  background:
    radial-gradient(circle at 8px 8px, var(--ink) 3.4px, transparent 3.6px),
    radial-gradient(circle at 36px 22px, var(--ink) 2.6px, transparent 2.8px),
    radial-gradient(circle at 64px 6px, var(--ink) 3px, transparent 3.2px);
  opacity:.22;pointer-events:none;
}
@media(max-width:640px){
  .a-hero-card::after{width:150px;height:150px;right:-30px;top:-30px}
  .a-hero-card .a-dek::after{display:none}
}

/* library / index cards get a corner seed + lift */
.l-card{position:relative;overflow:hidden}
.l-card::before{
  content:"";position:absolute;right:-26px;top:-26px;width:80px;height:80px;
  background-image:radial-gradient(circle, rgba(15,15,14,.16) 1.9px, transparent 2.1px);
  background-size:12px 12px;transform:rotate(-10deg);pointer-events:none;
}
.l-card .l-title{position:relative}

/* ---------- inline figures / diagrams ---------- */
.a-fig{
  border:2.5px solid var(--ink); border-radius:16px; background:var(--paper);
  box-shadow:5px 5px 0 var(--ink); padding:22px 22px 18px; margin:34px 0;
}
.a-fig svg{ display:block; width:100%; height:auto; }
.a-fig-cap{
  margin:14px 0 0; font-size:13.5px; line-height:1.5; opacity:.72;
}
.a-fig-lab{
  margin:0 0 14px; font-family:"Archivo Black",sans-serif; font-weight:400;
  text-transform:lowercase; font-size:15px; letter-spacing:-.01em;
}
.fig-ink{ fill:var(--ink); }
.fig-line{ fill:none; stroke:var(--ink); stroke-width:2.5; stroke-linecap:round; }
.fig-t{ font-family:"Archivo",sans-serif; font-size:13px; fill:var(--ink); }
.fig-t-b{ font-family:"Archivo Black",sans-serif; font-size:15px; fill:var(--ink); }
.fig-t-s{ font-family:"Archivo",sans-serif; font-size:11px; fill:var(--ink); opacity:.7; }

/* ---------- photos: contained, captioned, credited (morning brew style) ---------- */
.a-photo{ margin:34px 0; }
.a-photo img{
  display:block; width:100%; height:auto;
  border:2.5px solid var(--ink); border-radius:16px;
  box-shadow:5px 5px 0 var(--ink);
}
.a-photo figcaption{
  margin:12px 2px 0; font-size:13px; line-height:1.5; opacity:.72;
  display:flex; flex-wrap:wrap; gap:6px 10px; justify-content:space-between;
}
.a-photo .a-credit{ opacity:.6; font-size:12px; white-space:nowrap; }
.a-photo .a-credit a{ color:inherit; }

/* ---------- article header art ---------- */
.a-art{ margin:0 0 6px; }
.a-art img{
  display:block; width:100%; height:auto;
  border:2.5px solid var(--ink); border-radius:18px;
  box-shadow:6px 6px 0 var(--ink);
}
@media(max-width:640px){ .a-art img{ border-radius:14px; box-shadow:4px 4px 0 var(--ink); } }

/* ============================================================
   CARD GRID — restraint pass
   Was: every card a saturated pastel. 49 cards = 49 things
   shouting. Now: cream base, black type doing the work, and
   colour reduced to a single accent rail + the icon. Colour
   becomes information (which pillar) instead of decoration.
   ============================================================ */
.l-grid{ gap:20px; padding-bottom:84px; }

.l-card{
  background: var(--paper) !important;   /* overrides the inline pillar colour */
  padding: 22px 22px 20px 26px;
  gap: 12px;
}

/* the pillar colour, kept — as a rail rather than a fill */
.l-card::after{
  content:""; position:absolute; left:0; top:0; bottom:0; width:9px;
  background: var(--rail, var(--ink));
}
.l-card[data-kind="legal"]      { --rail: var(--lilac); }
.l-card[data-kind="credit"],
.l-card[data-kind="debt"],
.l-card[data-kind="build"]      { --rail: var(--pink); }
.l-card[data-kind="taxes"],
.l-card[data-kind="save"],
.l-card[data-kind="life"]       { --rail: var(--yellow); }
.l-card[data-kind="invest"],
.l-card[data-kind="retirement"] { --rail: var(--leaf); }
.l-card[data-kind="work"],
.l-card[data-kind="insurance"],
.l-card[data-kind="safety"]     { --rail: var(--coral); }

/* the category tag: outline, not a solid black pill */
.l-kind{
  background: transparent; color: var(--ink);
  border: 2px solid var(--ink); padding: 3px 9px;
  font-weight: 700; opacity: .78;
}
.l-title{ font-size: 18.5px; line-height: 1.14; }
.l-blurb{ opacity: .82; }
.l-go{ opacity: .68; }

/* the halftone corner was fighting the icon — drop it */
.l-card::before{ display:none; }

/* the icon carries the colour */
.mp-ico{ stroke-width: 2.2; }

/* featured cards keep a tint, so the grid still has high points */
.l-card[data-featured="1"]{
  background: var(--tint, var(--paper)) !important;
}
.l-card[data-featured="1"][data-kind="taxes"],
.l-card[data-featured="1"][data-kind="save"],
.l-card[data-featured="1"][data-kind="life"]       { --tint:#FBFFE0; }
.l-card[data-featured="1"][data-kind="build"],
.l-card[data-featured="1"][data-kind="credit"],
.l-card[data-featured="1"][data-kind="debt"]       { --tint:#EDF2FF; }
.l-card[data-featured="1"][data-kind="invest"],
.l-card[data-featured="1"][data-kind="retirement"] { --tint:#EAFBF1; }
.l-card[data-featured="1"][data-kind="legal"]      { --tint:#F3EFFF; }
.l-card[data-featured="1"][data-kind="work"],
.l-card[data-featured="1"][data-kind="insurance"],
.l-card[data-featured="1"][data-kind="safety"]     { --tint:#FFF0EA; }

/* rail: make it read as a deliberate index mark, not a hairline */
.l-card::after{ width:11px; }
.l-card{ padding-left:30px; }
.l-card--soon{ opacity:.55; }
.l-card--soon::after{ opacity:.5; }
/* on tinted featured cards the rail needs to separate from the tint */
.l-card[data-featured="1"]::after{ box-shadow: inset -2px 0 0 rgba(20,20,20,.35); }
/* guides use their own two-value taxonomy */
.l-card[data-kind="guide"] { --rail: var(--pink); }
.l-card[data-kind="series"]{ --rail: var(--coral); }
/* dictionary uses the topic pillars already, plus: */
.l-card[data-kind="home"]  { --rail: var(--coral); }
.l-card[data-kind="word"]  { --rail: var(--lilac); }