money + legal 101 for women

the money and legal guide every woman should have. free.

a plain-language library for money, legal stuff, and independence — at any stage. every confusing word decoded, every big decision walked through. like dinner with a friend who already figured it out.

a long table set with glasses and napkins, waiting for guests

pull up a chair. we saved you one.

our story · why we exist

it started over drinks.

a group of close friends at happy hour. one of us was in the middle of a divorce, figuring out accounts, paperwork, and words nobody had ever explained.

then the whole table opened up. a mom ready to start her own business later in life. a 529 for a kid's future, and where to even begin. different stages of life, same questions — and most of us answering them alone.

maltiplata is that conversation, kept going. women helping women move up, and stand on their own.

how we work

we're not a firm. we're the friend who did the reading.

we're not a financial firm.

not advisors, brokers, accountants, or lawyers. we don't manage money or sell financial products.

we gather, translate, and cite.

from the IRS, the Federal Reserve, the CFPB, the Bureau of Labor Statistics, the SBA — in plain language, linked.

we double-check the facts.

numbers, limits, and rules verified against the source before they go up, and updated when they change.

nothing to sell you.

no ads, no paid placements, no "this card changed my life."

plain language, on purpose.

if a word needs a dictionary, we wrote the dictionary.

education, not advice.

we explain how things work. for your own situation, talk to a licensed pro.

word of the week legal

escrow

a neutral third party holds the money until everyone does what they promised.

like you're 5

you and your friend are trading pokémon cards, so a trusted friend holds both cards and only hands them over when you both deliver. nobody can run off mid-trade.

you'll meet it when

renting, buying a home, or freelancing with contracts.

read the plain version →

free · 3 pages

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